South Korean fintech giant Toss is launching its global expansion from Australia.

South Korea’s leading fintech startup, Toss, is launching its global expansion journey this year by rolling out its “all-in-one finance app” in Australia. The company’s founder and CEO, Lee Seung-gun, predicts that overseas growth will outpace the domestic market in the long term.

Founded in 2015, Toss now boasts over 30 million users. Australia’s fragmented banking structure and open banking regulations offer the company the opportunity to build a “single-point financial services platform.” Initially, basic services such as money transfer will be launched by the end of the year.

Toss also plans to issue a Korean won-indexed stablecoin when regulations permit. Lee stated, “We will definitely take this step,” explaining that they are in regular contact with the government to prepare the necessary infrastructure.

The company’s vision is to create a global internet giant built on financial services, rather than becoming a classic financial holding company.

Within this context, a plan for an IPO in the US in the second quarter of 2026 with a valuation of $10 to $15 billion is also on the agenda. Toss, as one of the few fintechs to successfully implement the “super app concept,” is attracting the attention of international funds.